Generic Disclaimer

Generic Disclaimer of Warranties

Facts and information included in or available through the website have been shared by the respective authors, contributors, content writers and information providers, and partial or complete changes to the content and information may be made at any time without prior notice. The information contained on this website and pages within, is not intended to provide specific health, legal, financial or tax advice, or any other advice, whatsoever, for any individual or company and should not be relied upon in that regard. All data provided on this website may be used for information purposes only. The services, product, and information described on this website are only offered in jurisdictions where they may be legally offered.

We welcome the contribution of our members and broader community, who offer articles, content, graphics, photos, videos and views that publish on You will need to form your own view about these articles and their authors; we are not able to warrant or endorse those views and disclaim liability relating to these articles.

Information included in or available through the website is not all-inclusive, and is limited to information that is made available to and such information should not be relied upon as all-inclusive or all accurate.

This information is not presented by professionals and is for educational and informational purposes only. The content is not intended to be a substitute for professional, medical, educational, technical, motivational, or spiritual advice, diagnosis, or treatments. As always, the advice of a competent legal, health, tax, accounting or other appropriate domain related professional (related to applicable subject) for specific advice tailored to your situation should be sought before using any advice, materials or products found here on or elsewhere. Therefore, if you wish to apply ideas contained in this product, you are taking full responsibility for your actions.

The author(s) and publisher(s) do not warrant the performance, effectiveness or applicability of any site or sites listed or linked to

The website is owned and provided by WISDOM DIGITAL LLP. To the maximum extent permitted by applicable law, all such materials, content, software, products, services and related graphics in this site are provided “AS IS” and “WITH ALL FAULTS” without warranties or condition of any kind. WISDOM DIGITAL LLP does not represent or warrant, that the website or its content will meet your requirements or that their use will be uninterrupted or error free.

Use of this site is at your own risk. and its publishers make no representations, do not endorse, and offer no warranty, (express or implied), regarding any content, information, advice, opinions, statements, software, products, services, related graphics, the website, the accuracy of any information, or any rights or licenses, including without limitation, any implied warranties of merchantability or fitness of materials expressed for any particular purpose regarding the suitability of the information; the accuracy or completeness of the information, content, services, products, individuals, test, related graphics, links, reliability, availability, timelines, or other items listed or included within this site, or the results obtained from accessing and using this site or the sites linked to this website.

Users of the Website (individually and collectively, “User”) expressly agree that use of the Website is at User’s sole risk. Neither WISDOM DIGITAL LLP, nor any of their respective agents, employees, information providers or content providers shall be liable to any user or anyone else for the results that may be obtained from the use of information provided on the Website or for any inaccuracy, errors, omission, interruptions, timeliness, completeness, deletion, defect, failure of performance, computer virus, communication line failure, alteration of, or use of any content herein, or merchandise provided through the Website, regardless of cause, or for any damages resulting therefrom. does not endorse, recommend, or sponsor and is not affiliated with any individuals or entities listed or linked to on the Website unless that fact is expressly stated. The listing of any individual or entity does not constitute a medical, consumer or technical referral of any kind. Users are advised to exercise their own further informed review, judgment, professional advice, and evaluation in the selection of all information.

Under no circumstances shall WISDOM DIGITAL LLP, the author, publisher, providers or any other party involved in creating, producing, or distributing the Website be liable to you or any party for any direct, indirect, punitive, general, special, incidental, health or other consequential damages arising directly or indirectly from any use of the published material, including, but not limited to, lost profits and business interruption, including negligence, arising in any way from any product or service sold, recommended or provided on the website or the use of information or results of the use of information provided on the website, even if WISDOM DIGITAL LLP has been expressly advised of the possibility of such damages. These are including but not limited to the results from mistakes, omissions, interruptions, deletion of files or email, errors, defects, viruses, delays in operation or transmission, or any failure of performance, whether or not resulting from acts of God, communications failure, theft, destruction, or unauthorized access to the Website’s records, programs, or services. User acknowledges that this paragraph shall apply to all content, merchandise, and services available through the Website. In those states that do not allow the exclusion or limitation of liability for consequential or incidental damages, liability is limited to the fullest extent permitted by law.

No oral advice or written information given by WISDOM DIGITAL LLP, providers or the like, shall create a warranty; nor shall user rely on any such information or advice.

IN NO EVENT SHALL WISDOM DIGITAL LLP’S LIABILITY EXCEED THE PRICE YOU PAID FOR A PRODUCT OR SERVICE THAT IS THE SUBJECT OF THE CLAIM. and/ or its publishers hereby disclaim all warranties and conditions with regard to published information, software, products, services and related graphics. Specifically, but without limiting the generality of the foregoing, the WISDOM DIGITAL LLP does not make any warranties regarding the following: (a) availability of the website at any particular time; (b) accuracy of the content or how current any content is that is found on the website; (c) transmissions to, from or within the website; (d) Inaccuracies or Typographical errors; (e) site functionality; (f) virus attack; (g) compliance of the software, services and content provided with INDIAN or International laws; OR (h) that the software, content or services contained in the website will meet any particular criteria of performance or quality.

Interruptions and error may occur within the site that could make portions of the site unavailable temporarily. While every effort will be made to prevent the errors, viruses and other harmful components, the user shall not hold liable for losses that could occur.

Indemnification for Breach of Terms

Under all circumstances, you agree to indemnify and hold harmless WISDOM DIGITAL LLP from and against any and all loss, expenses, damages, and costs, including without limitation attorneys fees, resulting, whether directly or indirectly, from your violation of the Terms of Services. You also agree to indemnify and hold harmless WISDOM DIGITAL LLP from and against any and all claims brought by third parties arising out of your use of the Website, or the inability to use the Website or materials on this website.

Health Disclaimer

Statements on have not been evaluated by the Food and Drug Administration or any other governing body. As always, the readers of any information found on the website should always consult appropriate health professionals as necessary on any matter relating to their health and/or well-being before taking any action of any kind. Any information or opinions provided here, related articles, materials or information are believed to be accurate and sound, however assumes no liability for the use or misuse of information found on

Individual results of the use of the products, or information found on will vary.

Any and all information contained on or any other related or linked sites, articles or materials are not intended to take the place of medical advice from a health care professional. Any action taken based on the contents found in or related sites, articles, materials, products or information is to be used at the sole discretion and sole liability of the person or persons visiting

Neither any personnel or associates of will in any way be held responsible on behalf of any reader who fails to consult the appropriate health authorities with respect to their individual healthcare before acting on or using any information or products found on, and neither the author or publisher of any information found on will be held responsible for errors or omissions, or use or misuse of the information or products found on

Information provided through Photos, Graphics and Videos (PGV)

The Photos, Graphics and Videos (PGV) brought to you by are offered to the public for information and entertainment purposes only. Any and all information perceived from these (PGV) through either visual, verbal, or written means, should be considered the sole opinions of the producers, the writers and the actors involved in providing the content for making of these (PGV).

The producers, writers, and actors of these (PGV) have used their best efforts in producing these (PGV), for representation purpose only. But neither the producers, writers, nor actors of these (PGV) make any representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents of these (PGV). These materials (PGV) might have possibly been downloaded from a non-attribution or creative commons site for sharing or representation.

Therefore, if you wish to apply concepts or ideas contained in these content or (PGV), you are taking full responsibility for your actions.

Neither the producers, writers or actors, nor the copyright holder or assigned users of these (PGV) shall, in any event be held liable to any party for any direct, indirect, implied, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of these materials, which is provided as is, and without warranties.

As in all cases, viewers should never take any information perceived from these (PGV) at face value and should always do their own due diligence on any viewed material to form their own opinions and best judgments. Wherever applicable, the advice of a competent legal, tax, accounting, health or other domain related professional should be always sought before taking action of any kind.

The author and publisher do not warrant the performance, effectiveness or applicability of any sites listed or linked to these (PGV). All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose.

Links and Marks

The website contains links to external websites over which we have no control. The owners of this site are not necessarily affiliated with the sites that may be linked to this site. Therefore, we also cannot take any responsibility for this foreign content. All materials and services in this site and third-party sites to which it links are provided “as is” without warranty of any kind. For the content of the linked pages, the provider or operator of those sites is always responsible.

The linked sites are for your convenience only and you access them at your own risk. Links to other websites or references to products, services or publications other than those of and its subsidiaries and affiliates at this website, do not imply the endorsement or approval of such websites, products, services or publications by or its subsidiaries and affiliates.

The linked pages were, at the time of linking, checked for possible legal offenses. Illegal contents at the time of linking were not found. A permanent control of the linked sites is, however, without concrete evidence of a violation of the law, unreasonable.

Upon notification of violations, we immediately remove such links. Please report such issues at with clear subject line.


The Website is created and controlled by Wisdom Digital LLP in the country INDIA. As such, the laws of Delhi, INDIA will govern these disclaimers, terms and conditions, without giving effect to any principles of conflicts of laws. Wisdom Digital LLP reserves the right to make changes to its Website and these disclaimers, terms and conditions at any time. User, hereby irrevocably and unconditionally consents to submit to the jurisdiction of Delhi, INDIA for any litigation arising out of or relating to use of or purchase made through the Website (and agrees not to commence any litigation relating thereto except in such courts), waives any objection to the laying of venue of any such litigation in the Delhi, INDIA courts and agrees not to plead or claim in any Delhi court that such litigation brought therein has been brought in an inconvenient forum.

Materials in are Copyrighted and all rights are reserved. Text, graphics, databases, HTML code, (PGV) and other intellectual property are protected by Indian and International Copyright Laws, and may not be copied, reprinted, published, reengineered, translated, hosted, or otherwise distributed by any means without explicit permission. All of the trademarks on this site are trademarks of or of other respective owners used with their permission or generic permissions.

To the maximum extent permitted by law, this agreement is governed by the laws of the State of Delhi, INDIA and you hereby consent to the exclusive jurisdiction and venue of Courts in Delhi, INDIA in all disputes arising out of or relating to the use of WISDOM DIGITAL LLP’s website Use of WISDOM DIGITAL LLP’s WebSite is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and WISDOM DIGITAL LLP as a result of this agreement or use of WebSite WISDOM DIGITAL LLP’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of WISDOM DIGITAL LLP’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of Web Site or information provided to or gathered by with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and WISDOM DIGITAL LLP with respect to Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and WISDOM DIGITAL LLP with respect to WISDOM DIGITAL LLP’s Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.


Reasonable care has been taken to ensure that the information presented on this website is accurate. However, as the content and material has been submitted by individuals from around the world, the reader should understand that the information provided does not constitute legal, medical or professional advice of any kind.

No Liability: this website, its content, support and all services are supplied “as is” and without warranties. All warranties, express or implied, are hereby disclaimed. Use of this website and services constitutes acceptance of the “No Liability” policy. If you do not agree with this policy, please do not visit the website.

We shall not be liable for any losses or damages whatsoever (including, without limitation, consequential loss or damage) directly or indirectly arising from information provided on this website.

Neither, its affiliates, information providers or content providers shall have any liability for investment decisions based upon, or the results obtained from, information provided by this website.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. WISDOM DIGITAL LLP does not control or endorse the content, messages or information found in any Communication Service and, therefore, WISDOM DIGITAL LLP specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Participants and writers are not authorized WISDOM DIGITAL LLP spokespersons, and their views do not necessarily reflect those of WISDOM DIGITAL LLP.

Materials uploaded to may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.


Nothing in these Terms of Service shall be deemed to confer any third-party rights or benefits.


Please review our Privacy Policy, which also governs your visit to the Website, to understand our privacy practices.

The WEBSITE may contain links to third party websites that are not owned or controlled by WISDOM DIGITAL LLP. WISDOM DIGITAL LLP has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party websites.

Accordingly, we encourage you to be aware when you leave and to read the terms and conditions and privacy policy of each other website that you visit.


Changes are periodically made to the information herein, and every effort will be made to correct inaccurate material when reported. We are not obliged to monitor or to investigate circumstances that indicate an illegal action for transmitted or stored foreign information. Obligations to remove or block the use of information under the general laws remain unaffected. Any liability, however, starts at the date of knowledge of a concrete infringement. Upon notification of such infringement, we will immediately remove these contents. Please report such issues at with clear subject line.